When did your parents retire? Did they move to a warm climate and cozy house in a Sun City type of community? Our folks had a much rosier view of their future than today’s 50- and 60-somethings.
Though I’d like to think we’re just much more industrious than our forebears, it looks like more of us are going to be working into the latter part of our sixth or even seventh decades. This year Northwestern Mutual Life’s annual Planning and Progress Study addressed the woeful number of U.S. adults who have neither planned for the future nor consulted a professional for retirement advice. Its findings were pretty bleak at times.