ICYMI: Harbor Health Plan drives the competition in Detroit

We had a great time in Michigan during our Harbor Health Plan Benefit Rollout meetings last week. We gave away a 10” Android Dragon Touch tablet in each of our meetings, so congratulations go to Michigan agents Mike Flaker, Dave Irwin and John Sheriff on their new gear (It will come in handy for submitting online enrollments during AEP)! It was my first time visiting Detroit, and I had a great time learning about the Motor City.

Randall Dervishi attended our meetings as well. He was hired last December as the market manager in Detroit for Harbor Health, and he has been visiting a lot of DMC doctor’s offices over the summer getting them acquainted with the Harbor Health name. Tenet Healthcare owns both Harbor Health and DMC, so there’s a natural working relationship between the two companies.

Downtown Detroit image used courtesy of Flickr user ifmuth under Creative Commons License

About the plan

Harbor’s network has greatly improved from last year. It has all of the hospitals in the tri-county area (Wayne, Oakland and Macomb) under contract except the Henry Ford System. Currently there are over 1,200 PCPs and about three times as many specialists ready to serve clients enrolled in one of Harbor’s two Medicare Advantage plans available for 2016.

A $0 premium MA plan will be available in addition to a more robust $47 plan pending CMS approval. Both have a great maximum out of pocket (MOOP) rates and include dental and fitness benefits. Harbor Health has a great plan benefit design with no referrals necessary to see an in-network specialist. This feature is unique to Harbor Health — no other plan in Michigan is doing this! Most Medicare Advantage plans are shrinking their networks and limiting their clients’ choice. Harbor Health is doing just the opposite.

If you’re interested in viewing the plan benefits (Remember, CMS still needs to approve them) or want to contract or certify with Harbor Health just this second, email me or call RB Insurance at (800) 997 3107.

RB Insurance is ready to make it happen for you

Of course we discussed our exclusive AHIP reimbursement program for agents, Brandon Clay’s 6 Hours to 6 Figures mentorship series plus RBI’s direct mail marketing pieces. I’m also looking for seminar presenters for the 2016 benefit year. I need a total of 20 presenters so if you’re interested in being a presenter, please email me.

For the pièce de résistance, we’ll be back in Detroit on September 24 — check our events calendar for the specifics. We’ll be discussing the confirmed 2016 plan benefits and talking about how to sell Harbor Health versus the competition in the tri-county area. For our afternoon session we are pleased to have none other than Brandon Clay himself sharing his successes and delivering his signature advice on how to become a trusted senior insurance advisor.

Please feel free to share this information with your fellow trusted senior insurance advisors. I would love to see them at our meeting in September!